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E-grāmata: Everyday Law for Seniors [Taylor & Francis e-book]

  • Formāts: 288 pages
  • Sērija : Everyday Law Series
  • Izdošanas datums: 30-Aug-2009
  • Izdevniecība: Routledge
  • ISBN-13: 9781315634784
Citas grāmatas par šo tēmu:
  • Taylor & Francis e-book
  • Cena: 173,42 €*
  • * this price gives unlimited concurrent access for unlimited time
  • Standarta cena: 247,75 €
  • Ietaupiet 30%
  • Formāts: 288 pages
  • Sērija : Everyday Law Series
  • Izdošanas datums: 30-Aug-2009
  • Izdevniecība: Routledge
  • ISBN-13: 9781315634784
Citas grāmatas par šo tēmu:
Seniors are a wide ranging and exponentially growing special status group that the law treats differentially with respect to rights, responsibilities, and benefits. This book is written to inform and assist seniors and those who care for them. The topics covered range from retirement strategies, housing options, and long-term care to federal benefit programs such as Social Security, Medicare, and Medicaid, and ultimately, to end of life decisions. Whether you are someone looking out for your parents; a new retiree concerned about your legal rights; or one of the growing number of "old old" eighty-five years or older who needs answers to confusing legal issues, this book provides essential information in clear language about timely topics such as reverse mortgages, long-term care insurance, powers of attorney, guardianship, and the hidden problem of elder abuse. Each chapter includes "Did You Know?" opening outlines as well as web-based resources for additional information. The authors are nationally known elder law experts and are frequently asked to consult with national commissions, legislatures, bar associations, and individuals from every walk of life. In Everyday Law for Seniors, they provide advice appropriate for everyone, senior or not (yet).
Acknowledgments ix
1 Law and Seniors
1
Who Are "Seniors"?
1
Population Age Trends
3
Physical Effects of Aging and Health Concerns
4
Economic Vulnerability
5
Social and Family Support
6
Conflicting Values
8
2 Age Discrimination in Employment
13
The Age Discrimination in Employment Act
13
Who Is Protected?
14
Exceptions to the ADEA
16
Proving Illegal Discrimination
17
Employer Defenses
20
Enforcement of the ADEA
22
Voluntary Early Retirement Plans
22
Older Workers Benefit Protection Act
23
Remedies
23
3 Social Security and Supplemental Security Income
25
Social Security Eligibility
26
Worker's Retirement Benefits
28
Derivative Benefits
30
Effect of Earnings after Retirement
32
Taxation of Benefits
33
Disability Benefits
34
Application and Appeals Procedures
34
Supplemental Security Income
35
Benefits
35
Eligibility for SSI Benefits
36
4 Employer-Provided Retirement Benefits and IRAs
43
Pension and Retirement Plans
44
Qualified Plans
55
How Pension and Retirement Plans Operate
55
Spousal Benefits
56
Payment of Benefits
56
Nonqualified Employer-Provided Plans
58
Welfare Benefit Plans
58
Self-Employed Pension Plans (Keoghs)
59
Individual Retirement Accounts
59
5 Medicare
63
Medicare Part A
64
Medicare Part B
70
Medicare Advantage
73
Medicare Part D
75
Medigap Insurance Policies
77
The Best Medicare Plan for You
79
6 Medicaid and Long-Term Care Insurance
81
Medicaid Benefits
82
Medicaid Eligibility
83
Resource and Income Requirements
84
Special Considerations for Married Individuals
87
Asset Transfers
91
Long-Term Care Insurance
94
7 Housing
101
Aging in Place
102
Age-Restricted Housing
109
Varieties of Retirement Housing
112
Supportive Housing
118
Nursing Homes
125
8 Mental Incapacity, Guardianship, and Conservatorship
137
Mental Capacity
138
Guardianship
138
Types of Guardianship
142
Guardianship Procedures
147
Costs of Guardianship
151
Supervision of the Guardian
152
Termination of the Guardianship
153
9 Substitute Decisionmaking for Health Care and Property
155
Substitute Decisionmaking for Health Care
156
Substitute Decisionmaking for Property and Financial Management
160
10 Elder Abuse, Neglect, and Exploitation 169
What Are Abuse, Neglect, and Exploitation?
169
Where Does Elder Abuse Occur?
171
Causes of Abuse, Neglect, and Exploitation
173
Solutions
173
Index 179
About the Authors 189
Lawrence A. Frolik, Linda S. Whitton