"This book is a timely and insightful exploration of the role digital payments play in advancing financial inclusion. Alessandro Hatami and Meaghan Johnson capture the transformative power of technology in addressing financial exclusion and offer practical insights for driving change. A valuable contribution to the global conversation on inclusion." -- Paulette Rowe, CEO, Stax Payments "Alessandro Hatami and Meaghan Johnson celebrate nimble fintech pioneers who are moving the needle on financial inclusion, not necessarily with global scale, but by solving the small, critical problems left by legacy systems." -- Efi Pylarinou, Global fintech & tech thought leader "As someone deeply invested in advocating for the rights of the marginalised communities, I find Inclusive Finance to be a compelling and critical resource. The authors deftly connect financial inclusion with broader social and economic justice, urging stakeholders to rethink how they can make financial services work for everyone." -- Guissou Jahangiri, Secretary General, International Federation for Human Rights (FIDH) "The most comprehensive analysis of every aspect of financial inclusion, brilliantly illustrated with real-world examples. A must for policy makers and innovators." -- Imran Gulamhuseinwala, former Trustee, Open Banking and Board Member, Tandem Bank "For many years Hatami and Johnson have been at the forefront of innovation in financial services. Their book gives a candid perspective into financial inclusion and the challenges it poses to billions of people around the world, and the role that modern technology can play to address these issues. Inclusive Finance is one of the most insightful books I've read in a long time, full of practical recommendations and an absolute must read for anyone looking to transform financial services." -- Jeff Tijssen, Expert Partner, Global Head of Fintech, Bain & Company "This book analyses the transformative impact of fintech, showing how innovations such as digital identity systems and embedded finance are already reshaping financial inclusion. Hatami and Johnson bring the topic to life with rich case studies, making the book as practical as it is thought-provoking. This book is a must-read for those seeking a concrete, technology-driven roadmap to solving financial exclusion on a global scale." -- Huy Nguyen Trieu, Co-founder, Centre for Finance Technology and Entrepreneurship (CFTE) "Inclusive Finance offers invaluable insights into how fintech and innovation can transform financial inclusion across both developed and developing countries, making the powerful case that financial inclusion benefits everyone. It compellingly argues that the entire financial sector - not just governments and charities - has a crucial role to play in taking action to advance this important goal." -- Marie Walker, Open Banking and Open Finance Expert, Raidiam & Cambridge University