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Inclusive Finance: How Fintech and Innovation Can Transform Financial Inclusion [Mīkstie vāki]

  • Formāts: Paperback / softback, 328 pages, height x width: 234x156 mm
  • Izdošanas datums: 03-Apr-2025
  • Izdevniecība: Kogan Page Ltd
  • ISBN-10: 1398610437
  • ISBN-13: 9781398610439
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  • Mīkstie vāki
  • Cena: 41,70 €
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  • Formāts: Paperback / softback, 328 pages, height x width: 234x156 mm
  • Izdošanas datums: 03-Apr-2025
  • Izdevniecība: Kogan Page Ltd
  • ISBN-10: 1398610437
  • ISBN-13: 9781398610439
Citas grāmatas par šo tēmu:
Discover how financial organizations and professionals can drive socially inclusive fintech purposefully and profitably with this practical guide.

Reduce financial exclusion, improve social impact, meet regulatory compliance and tap into market opportunities with Inclusive Finance.

Financial institutions are under growing pressure from their customers, regulators and employees to play more active roles in supporting ESG transformation. Inclusive Finance reviews what is currently socially broken in the existing financial system and identifies opportunities for how incumbent players, fintech start-ups, scale ups and techfins can improve their social impact and meet compliance requirements while delivering financial profit.

Inclusive Finance explores how innovations such as blockchain, distributed ledger technology, AI, cryptocurrencies and stablecoins, NFTs and DeFi can all play a role in democratizing finance. Written by a recognized thought leader and serial entrepreneur with a track record of delivering growth through digital innovation at some of the world's most respected financial companies including PayPal and Lloyds, this is an indispensable guide for finance professionals and organizations who need to drive ESG deliverables with purpose and profit.

Recenzijas

"This book is a timely and insightful exploration of the role digital payments play in advancing financial inclusion. Alessandro Hatami and Meaghan Johnson capture the transformative power of technology in addressing financial exclusion and offer practical insights for driving change. A valuable contribution to the global conversation on inclusion." -- Paulette Rowe, CEO, Stax Payments "Alessandro Hatami and Meaghan Johnson celebrate nimble fintech pioneers who are moving the needle on financial inclusion, not necessarily with global scale, but by solving the small, critical problems left by legacy systems." -- Efi Pylarinou, Global fintech & tech thought leader "As someone deeply invested in advocating for the rights of the marginalised communities, I find Inclusive Finance to be a compelling and critical resource. The authors deftly connect financial inclusion with broader social and economic justice, urging stakeholders to rethink how they can make financial services work for everyone." -- Guissou Jahangiri, Secretary General, International Federation for Human Rights (FIDH) "The most comprehensive analysis of every aspect of financial inclusion, brilliantly illustrated with real-world examples. A must for policy makers and innovators." -- Imran Gulamhuseinwala, former Trustee, Open Banking and Board Member, Tandem Bank "For many years Hatami and Johnson have been at the forefront of innovation in financial services. Their book gives a candid perspective into financial inclusion and the challenges it poses to billions of people around the world, and the role that modern technology can play to address these issues. Inclusive Finance is one of the most insightful books I've read in a long time, full of practical recommendations and an absolute must read for anyone looking to transform financial services." -- Jeff Tijssen, Expert Partner, Global Head of Fintech, Bain & Company "This book analyses the transformative impact of fintech, showing how innovations such as digital identity systems and embedded finance are already reshaping financial inclusion. Hatami and Johnson bring the topic to life with rich case studies, making the book as practical as it is thought-provoking. This book is a must-read for those seeking a concrete, technology-driven roadmap to solving financial exclusion on a global scale." -- Huy Nguyen Trieu, Co-founder, Centre for Finance Technology and Entrepreneurship (CFTE) "Inclusive Finance offers invaluable insights into how fintech and innovation can transform financial inclusion across both developed and developing countries, making the powerful case that financial inclusion benefits everyone. It compellingly argues that the entire financial sector - not just governments and charities - has a crucial role to play in taking action to advance this important goal." -- Marie Walker, Open Banking and Open Finance Expert, Raidiam & Cambridge University

Section - ONE: What does financial inclusion mean?;


Chapter - 01: Why does financial inclusion matter?;
Chapter - 02: What are the drivers of financial exclusion?;
Chapter - 03: The role of banking in everyones lives;
Chapter - 04: The importance of payments and the birth of the current
account;
Chapter - 05: The role of credit;
Chapter - 06: Protection;
Chapter - 07: Regulation;


Section - TWO: How do we fix finance?;


Chapter - 08: The role of fintech;
Chapter - 09: Open banking and APIs;
Chapter - 10: Banking-as-a-service and embedded finance;
Chapter - 11: Niche banking;
Chapter - 12: Authentication and identification;
Chapter - 13: Big data, alternative data and artificial intelligence;
Chapter - 14: Blockchain and distributed ledger technology;
Chapter - 15: Decentralized finance, cryptocurrency and Web3;
Chapter - 16: Central bank digital currency;


Section - THREE: What can be done?;


Chapter - 17: Call to action;
Chapter - 18: Engaging the financial inclusion ecosystem;
Alessandro Hatami is founder and managing partner of Pacemakers.io. He has been driving digital innovation for over 15 years at organizations such as Lloyds Banking Group, PayPal UK, PayPoint.net and GE Capital. He is a non-exec director of Cashplus Bank, mentor to fintech start-ups, investor in early-stage tech companies and frequent speaker at events. His book Reinventing Banking and Finance, also published by Kogan Page, was rated Best Overall Book on Banking of 2021 by Investopedia.com.

Meaghan Johnson is a fintech researcher and consultant with an interest in using emerging technologies and business models to increase financial inclusion. She is the co-founder of 11:FS and Digital Mags and the Chief Strategy Officer at Bazara Tech. She is a PhD candidate in political science at the University of Aveiro.