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E-grāmata: Pay for Your Graduate Nursing Education Without Going Broke: Tips from the Pros

  • Formāts: 185 pages
  • Izdošanas datums: 01-Jan-2020
  • Izdevniecība: Springer Publishing Co Inc
  • Valoda: eng
  • ISBN-13: 9780826142276
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  • Cena: 12,51 €*
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  • Formāts: 185 pages
  • Izdošanas datums: 01-Jan-2020
  • Izdevniecība: Springer Publishing Co Inc
  • Valoda: eng
  • ISBN-13: 9780826142276

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"This book will give nursing students a roadmap to paying for their advanced nursing degrees. It gives much needed direction for navigating the complex problem of paying for advanced nursing degrees. You will learn the secret ins and outs of financing your education from national experts. This guide will enable you to invest in your future profession"--

Meet your personal financial aid guru!

This unique reference is written specifically for graduate nursing students who need an effective college funding plan. It offers little-known but highly effective strategies for financing graduate nursing programs without going broke.

Brimming with valuable advice from financial aid directors at top nursing schools, this book delivers a road map for building a successful personal plan to fund education and career advancement. Clearly written and engaging, it offers innovative revenue concepts and establishes how to own the financial aid process by proactively “partnering” with the graduate financial aid office.

Replete with testimonials and case studies from nurses, this text helps readers compare loan options, discover new strategies to reduce their debt, and learn about the latest tax planning innovations with the greatest financial return. Additional benefits include a checklist for college funding opportunities, a list of the 10 best nursing scholarship resources, and savvy “Tips From the Pros.”

    KEY FEATURES:
  • Strategies for developing your own personal college funding plan
  • Real-life case studies from nurses who have successfully implemented creative financing strategies
  • Tips to generate cash flow and keep more money in your pocket
  • Major education planning mistakes to avoid before it’s too late
  • Traditional and nontraditional ways to accelerate loan repayment
  • Advice from financial aid directors at the top nursing schools
  • The 10 best nursing scholarship resources
  • Inspiring “before” and “after” student profiles
Contributor ix
Preface xi
Acknowledgments xiii
Introduction: A Nurse's Guide on How to Take Ownership of the College Funding Process xv
1 College Funding for Graduate Nursing Students Programs
1(8)
Cost and Comparison of Graduate Nursing Programs
1(1)
Full Transparency? Buyer Beware!
2(1)
Top MSN Degree Specialties
3(1)
Future Opportunities for Nurses With Advanced Degrees
4(1)
Have You Considered an Online Graduate Nursing Program?
4(2)
Traditional On-Campus Programs
6(1)
Fellowship and Residency Programs
7(1)
Graduate Nursing Student Loan Debt
8(1)
2 The Financial Aid Maze
9(22)
Obtaining Financial Aid
9(1)
Diving Into the Detail
10(2)
Who Gets Need-Based Aid?
12(1)
Forms, Forms, and More Forms
13(12)
Alternative Eligibility
25(1)
Planning Considerations
25(6)
3 Paying for Your Advanced Nursing Degree
31(28)
Loans for College
31(1)
Federal Direct Loans
31(2)
Grad PLUS Loan
33(1)
Nursing Student Loans
33(1)
Private Education Loans
34(1)
Personal Residence and Home Equity Loans
34(2)
Retirement Account Loans
36(1)
Life Insurance Loans
37(1)
Intrafamily Loans
38(1)
Pension Plan
39(1)
Nursing Loan Forgiveness Programs
39(1)
Loan Consolidation
40(5)
Student Loan Repayment
45(3)
Postponing Education Loans: Loan Deferment
48(1)
Who Qualifies for a Loan Deferment?
48(1)
What Happens to My Loan During Deferment?
49(1)
How Do I Request a Deferment?
49(1)
Introduction to Paying Off Loans
50(9)
4 Paying for College in a Tax-Efficient Manner
59(20)
Education Tax Incentives
59(11)
Saving and Paying for Future College Costs in a Tax-Advantaged Manner
70(9)
5 Case Studies
79(48)
Case Study #1 Registered Nurse With Two Children; Husband Is a Business Owner
79(8)
Case Study #2 Grad Student From a High-Income Family; Parents Supporting a Grad Student and an Undergraduate Student Simultaneously
87(7)
Case Study #3 Family With an S Corporation Business Supporting Three Children
94(7)
Case Study #4 MSN Student and Undergrad Student Appealed for Professional Judgment
101(7)
Case Study #5 One Parent Pursuing an Advanced Nursing Degree With Two Children in College
108(7)
Case Study #6 Recent Nurse Practitioner Graduate in Student Loan Repayment While Saving for Future Home Purchase
115(12)
Appendix
127(32)
Checklist for College Funding Opportunities
127(1)
Top 10 Nursing Scholarship Resources
128(2)
Financial Resources for Nursing Students
130(1)
Investments for Deferring Income to College Years
131(1)
Asset Strategies for Financial Aid-Eligible Families With a Child in College
131(3)
Asset Strategies for Upper-Income Families
134(4)
Income Strategies for Financial Aid-Eligible Families
138(3)
Income Strategies for Upper-Income Families
141(3)
Household Strategies for Financial Aid Families
144(2)
Education Tax Incentive Strategies for All Families
146(2)
Appeal Strategies for All Families
148(2)
Investment Strategies for All Families
150(1)
Other Cost-Cutting Strategies for Families With College Students
151(1)
Alternative Ways to Reduce Costs for Families With a College-Bound Student
152(7)
Bibliography 159(4)
Index 163
Carl Buck, MS, CCPS, is a college financial aid expert with more than 30 years of experience guiding students, parents, and educators on matters related to how to pay for college. As the former director of financial aid at leading institutions such as Rice University and Rutgers University and director of financial aid counseling at the University of California, Los Angeles (UCLA), Carl brings his insight and unique inside perspective to families challenged with keeping up with the rising cost of college for both undergraduate and graduate students.

Rick Darvis, CPA, CCPS, is recognized as one of the leading experts in the financial planning field. He has written several books, developed financial software, and trained financial professionals across the United States.