Preface |
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ix | |
Acknowledgments |
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xi | |
PART 1 UNDERSTANDING YOUR PLAN |
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1 | |
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CHAPTER 1 Getting to Know Your 401(k) |
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3 | |
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5 | |
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The Economy and Your Future |
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6 | |
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7 | |
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401(k) Advantages and Disadvantages |
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10 | |
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Rolling Over Retirement Accounts |
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13 | |
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Replacing a 401(k) with an IRA |
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15 | |
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CHAPTER 2 Investment Options |
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23 | |
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23 | |
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24 | |
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25 | |
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27 | |
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What Is Your Risk Tolerance Level? |
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30 | |
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Diversifying Your Investments |
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36 | |
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37 | |
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41 | |
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CHAPTER 3 Know Where You're Going |
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45 | |
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Determining How Much You'll Need |
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46 | |
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49 | |
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51 | |
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Boomer Retirement Strategies |
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52 | |
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Generation X Retirement Strategies |
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53 | |
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Generation Y Retirement Strategies |
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55 | |
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55 | |
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58 | |
PART 2 INVESTING FOR RETIREMENT |
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61 | |
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CHAPTER 4 Finding the Money You'll Need |
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63 | |
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63 | |
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67 | |
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68 | |
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69 | |
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71 | |
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73 | |
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CHAPTER 5 Making Good Investments |
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77 | |
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79 | |
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85 | |
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Separating Winners from Losers |
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89 | |
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Assessing the Risk-Reward Relationship |
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91 | |
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Tracking Your Investments |
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93 | |
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94 | |
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97 | |
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CHAPTER 6 Investing in Stock Funds and Bond Funds |
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101 | |
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102 | |
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Why Invest in Stock Funds? |
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103 | |
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Making Money in Stock Funds |
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104 | |
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105 | |
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Why Invest in Bond Funds? |
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107 | |
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Making Money in Bond Funds |
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108 | |
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Where to Find Quality Funds |
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112 | |
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CHAPTER 7 Investing in Index Funds |
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117 | |
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118 | |
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Exchange Traded Fund Basics |
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119 | |
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Target-Date Index Fund Basics |
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120 | |
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Why Invest in Index Funds? |
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122 | |
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How to Find Quality Funds |
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122 | |
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Automatic Investing in Funds |
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126 | |
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127 | |
PART 3 MANAGING YOUR RETIREMENT |
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131 | |
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CHAPTER 8 Getting Ready to Retire |
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133 | |
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134 | |
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Decide When to Activate Social Security |
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136 | |
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138 | |
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140 | |
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142 | |
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144 | |
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145 | |
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147 | |
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CHAPTER 9 Making Your Money Last |
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151 | |
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152 | |
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Check Your Investment Mix Appreciation |
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153 | |
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155 | |
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161 | |
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162 | |
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Returning to Work Options |
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164 | |
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CHAPTER 10 Setting Up Your Estate Plan |
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167 | |
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167 | |
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The Difference Between Wills and Living Trusts |
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169 | |
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Setting Up Wills and Living Trusts |
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171 | |
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173 | |
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175 | |
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Power of Attorney and Health Care Directives |
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177 | |
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Estate Tax Considerations |
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178 | |
PART 4 PUTTING IT ALL TOGETHER |
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181 | |
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CHAPTER 11 Applying Everything You've Learned |
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185 | |
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More Big Changes Are Out There |
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186 | |
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187 | |
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189 | |
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189 | |
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Know What to Do When You Get There |
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190 | |
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192 | |
Glossary |
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195 | |
Online Resources |
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199 | |
Index |
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205 | |